Author: Matthew Carson

The times, they are a-changin’. The average life expectancy in the UK is currently eighty-one years; that’s a massive ten year increase on the average life expectancy of a Briton living in 1960. If you chose to retire at the default retirement age of sixty-five this year, there is a high probability that you will be living off your pension income for at least sixteen years. It could be even longer if the incredible progression of modern medicine is … Read More

What is Financial Planning? Financial Planning is an on-going process that helps you to make sensible decisions when it comes to money. These decisions consequently help you to achieve your financial goals in life. To get the full picture, we can look at the misconceptions surrounding financial planning, i.e. – what is financial planning NOT? Financial Planning is not about selling products. This needs to be understood before anyone can begin planning their financial future. It isn’t about a person … Read More

Scenario A: You enter a cold dreary building. It’s raining outside and you’re soaked through. This isn’t surprising as you’ve had to walk all the way from the local Tesco car park as the building you’re currently in doesn’t offer parking. You’re ushered into a room and told to sit down. A stern, unsmiling financial adviser sits opposite you and plonks a file on the desk with your names on it. Without looking at you he tells you that you … Read More