Comprehensive financial planning is the organisation of your assets to achieve your financial and lifestyle objectives as efficiently as possible.
We specialise in dealing with the following types of clients –
- Those retiring or in retirement
- Those still working but in a financial position to plan for the future
- The independently wealthy
The basic steps of our financial planning process are as follows –
- Agreement of objectives
- Production of your financial plan
- Implementation of recommendations
- Ongoing reviews
Our ongoing advice will cover all of the following that are relevant to your personal circumstances –
Overall Strategic Review
Update by your adviser on recommended changes to strategy
Cashflow Review
Examine income v expenditure (including long term projections if required)
Debt Review
Review your existing debts and any repayment strategy
Investment Review
Look back on last 12 month’s performance, review strategy and agree any changes
Retirement Planning Review
Review your retirement planning strategy
Risk Management Review
Review position in the event of death, incapacity or requiring long term care
Estate Planning Review
Review strategy and examine opportunities and threats created by legislative changes
Taxation Update
Review opportunities and threats created by changes to taxation law
Family Review
Discuss any financial issues affecting your family
Professional Update
Provide professional updates to your accountant and other advisers
Remove the Hassle Service
Sort through any paperwork that you have received