Pension reforms – challenges and opportunities

New pension reforms came into being on 6th April 2015. Is the term ‘pension’ still valid or are we now talking about tax efficient, intergenerational investment schemes? The materially greater freedoms that will exist have much appeal, yet they come with greatly increased complexity both in understanding and in execution. On balance these reforms are welcome, but the need for high quality advice has never been greater, both to minimise the risks, but also to maximise the opportunities that they provide.

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