Pension advice – because its worth it

The Mail cited surveys showing that only one in five people in the 45-65 age band had taken independent financial advice about their pension.

Yet with the new rules taking effect from April, this will now be essential for most people. The government’s ‘Pension Wise’ service, delivered by the Pensions Advisory Service online and by phone, and by the Citizens Advice Bureau in person, will only offer generic advice and to get personal advice taking your own circumstances, needs and tax position into account, you will need to get advice from an authorised financial adviser.