July / August 2012 Newletter

Welcome to the latest edition of our personal finance magazine.

Taking money 2012 Jul-Aug cover

Many investors will have had a roller-coaster ride recently. Fallout from the eurozone crisis has created the most turbulent period in world stock markets since the downturn began in 2008. However, amid all this gloom there is some good news. The simple truth is that volatility is a fact of investing life; you’re often better served staying in the markets over the long term than pulling out. On page 4 we look at why, and how, you can do it.

A practical consequence of living longer is that retirement lasts longer. Pensions have to stretch further. Pension legislation is always on the move and keeping up to date with the latest changes could open up new opportunities for you in retirement. Read the full article on page 10.

It is an unfortunate fact of life that as we get older, we are more at risk of getting underlying health conditions. Nearly three quarters of UK adults aged 55 and over are unaware that certain medical conditions could entitle them to a higher level of pension income through their annuity provider. Turn to page 12.

A full list of all the articles featured in this issue appears on page 3.

Our aim is to help you make informed decisions about your financial future and work with you to build a tailored financial plan based on your financial goals and needs and help you put that plan into action. If you require any further assistance, please contact us – we look forward to hearing from you.