A Daily Telegraph reader was (along with millions of others) confused by the rules governing the transition from ISAs to NISAs, which start in July.
The NISA is the rolled-together cash and stocks and shares ISA in which you can invest how much you want in any of the qualifying investments. Could she transfer cash from one old ISA to another and still be eligible to invest £15,000 in the NISA in July?
Yes, said the experts (phew!). What you must avoid is paying any money into a cash ISA before July if you want to invest the full £15,000 in the 2014-15 tax year. Ask us for more detail if you need it.